Mississippi Quick Online Installment Loans

Mississippians are hardworking people. But even with a full-time job, you may find yourself suddenly facing a pressing financial need due to an unexpected expense like:

  • Medical emergencies
  • Home repairs
  • Car repair
  • Unexpected life events

You may not require thousands of dollars, but you may need a financial boost to get you back on your feet. Leap Credit can help.

Leap Credit provides Mississippi online installment loans. There’s no compounding interest. You tell us exactly what you need to borrow. We’ll make sure you understand the terms of the loan upfront.

Your Mississippi installment loan payments will be due at regular intervals–usually for the same amount per month. If, at any point, the repayment plan causes financial strain, contact us immediately. We can help.

We base our business model on the knowledge that you want to repay the loan. We’re in this together—partners in your financial security.

You can apply for a Mississippi Installment loan directly online or call us at (888) 532-7842 to speak with a representative. We will guide you through the quick application process, and let you know whether you are approved.

Once you are approved, we will transfer the funds directly into your bank account within two business days. We’ll help you work toward a payment plan that fits with your needs. Payment terms and conditions vary. We encourage you to pay your loan off early to avoid interest accrual.

Why is it important to find a licensed lender in Mississippi?

Finding a licensed lender in Mississippi is fairly simple. You may find that using a licensed loan officer takes a bit longer, as compared to an unlicensed lender. However, in the long run, you can be assured that a licensed lender in Mississippi won’t pass along illegally hidden fees and charges. Using a Mississippi licensed loan officer will save you headaches, frustrations, and—potentially–money.

A licensed loan officer in Mississippi will also ensure that you borrow within the laws of the state of Mississippi. An unlicensed lender may work outside of the state laws, leaving you unsure about whether the process is being done legally or illegally. A licensed lender has expert knowledge and can make sure that the loan follows Mississippi state law, but still meets your needs.

Because each state has its own laws and regulations, it is always recommended that you work with a licensed lender in your specific state.

What about an unlicensed lender?

While you might be tempted to find an unlicensed lender, we encourage you to take the time to research your options. Working with an unlicensed lender involves substantial risk. It is important to study and read the fine print on these loans. More often than not, an unlicensed lender will tack on a higher interest rate or add on hidden fees down the line.

Because there are many licensed as well as unlicensed loan officers throughout Mississippi, it can be confusing to try and sort all the available options. Remember that a licensed lender works within the parameters determined by Mississippi state law on each loan. Although an unlicensed lender may seem appealing because they can tailor a loan to your very specific needs, this incurs greater risk. If you choose to work with an unlicensed loan officer, there may be some fees and charges that you might not otherwise have with a licensed lender.


Taking the time to find a reliable lender that understands your needs and your situation is important. Life is full of uncertainties, whether it be a growing family, home remodel, or emergency repairs (to name a few). Don’t let your financial burden become a life burden as well. At Leap Credit, we will work hard to make sure your loan is handled efficiently, so you can continue to move forward. Don’t get bogged down with hidden fees and surcharges. Our licensed lenders will keep you informed and in control of your finances. We are here for you!

Tips for short-term installment loan borrowers in Mississippi

  • Pay down principal. When discussing your repayment terms with us, ask how you can make payments on your principal loan amount in addition to paying interest. The easiest way to pay off your loan quicker is to add a small amount to your minimum payment. Simply adding to your minimum payment (within your means, of course) will help you to pay off your loan quicker and get you back on track before you know it.
  • Portion your paycheck. Depending on your income, you can set up your installment loan payments accordingly. Work out your payments so that you only need to spend a small amount of your paycheck on your loan payments. Account for any other financial obligations you have, and budget it out. Allow yourself flexibility to afford day-to-day activities and needs.
  • Length of the loan matters. Depending on the need and the loan terms, always take into consideration the length of the loan. If the need arises, consider taking longer to pay back the loan. As you go through our application process, know what you can afford and how quickly you’ll be able to make payments.

Every loan is different, just like every need is different. Finding the right installment loan to fit your needs and your budget is important. Leap Credit Mississippi Installment loans are designed to be flexible enough for you to pay the loan back quickly, without any hassle. You’ll have convenient options, like autopay, and you have ability to pay off the loan early without any pre-payment penalty charges. Life is full of surprises, but your financers shouldn’t be. Let Leap Credit make your life a little bit easier.

Leap Credit offers Short-Term Installment Loans in the following Mississippi Cities and Townships (not an all-inclusive list – we offer loans to all residents of Mississippi):

Biloxi | Gulfport | Hattiesburg | Jackson | Laurel | Meridian | Mississippi City | Oxford | Tupelo | Vicksburg

Leap Credit also offers Short-Term Installment Loans in the following Mississippi Counties:

Adams County | Alcorn County | Amite County | Attala County | Benton County | Bolivar County | Calhoun County | Carroll County | Chickasaw County | Choctaw County | Claiborne County | Clarke County | Clay County | Coahoma County | Copiah County | Covington County | De Soto County | Forrest County | Franklin County | George County | Greene County | Grenada County | Hancock County | Harrison County | Hinds County | Holmes County | Humphreys County | Issaquena County | Itawamba County | Jackson County | Jasper County | Jefferson County | Jefferson Davis County | Jones County | Kemper County | Lafayette County | Lamar County | Lauderdale County | Lawrence County | Leake County | Lee County | Leflore County | Lincoln County | Lowndes County | Madison County | Marion County | Marshall County | Monroe County | Montgomery County | Neshoba County | Newton County | Noxubee County | Oktibbeha County | Panola County | Pearl River County | Perry County | Pike County | Pontotoc County | Prentiss County | Quitman County | Rankin County | Scott County | Sharkey County | Simpson County | Smith County | Stone County | Sunflower County | Tallahatchie County | Tate County | Tippah County | Tishomingo County | Tunica County | Union County | Walthall County | Warren County | Washington County | Wayne County | Webster County | Wilkinson County | Winston County | Yalobusha County | Yazoo County

Customer Notice: Short-term installment loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

National Foundation for Credit Counseling: www.nfcc.org

Consumer Credit Counseling Services: www.cccsintl.org

Credit Counseling Services: www.consolidatedcredit.org

Below is the contact information for Mississippi’s Department of Banking and Consumer Finance:

MS Department of Banking and Consumer Finance
P.O. Box 12129
Jackson, MS 39236-2129
Local: 601.321.6901
WATS: 800.844.2499
FAX: 601.321.6933


Ready to get started?