North Dakota Quick Online Installment Loans

Applying and getting a short-term, online installment loan in North Dakota is easier than ever with Leap Credit. As a licensed direct lender in North Dakota, we can provide the funds you need for medical emergencies, home or car repairs, or other unexpected events in your life.

When you take out a loan with us, we won’t compound your interest and there are no hidden fees. If you pay off your loan early, we won’t penalize you for it. In fact, we reward you for it.


With our Leap Credit Loyalty Points Program, automatically earn points with very successful payment you make on time toward paying off your loan. For every 2,000 points you earn, you get $50.


Not only that, but with our Leap Credit Referral Program, every time you refer a friend or family member successfully, you’ll earn $100.


How to apply for North Dakota loan from Leap Credit
You can apply for a North Dakota installment loan with Leap Credit by clicking the big green rectangle right here on this page. The online application is quick and easy and you'll get a decision in minutes.

Or you can call (888) 532-7842 and one of our team members will walk you through it.

Automatic funds transfer
Once you’re approved for a Leap Credit loan, we’ll work with you on a repayment schedule that works with your schedule. Once you agree to your loan terms, just sign your agreement and we’ll transfer your loan amount directly into your bank account within 48 hours. We encourage you to pay your loan off early to avoid interest accrual.

Paying off your North Dakota installment loan
With a Leap Credit online loan, you can make your payments according to your schedule, either weekly, bi-weekly, or monthly. And if at any point you’re unable to make your payment, just give us a call at (888) 532-7842 and we’ll be happy to accommodate your needs.

Our lending approach
Here at Leap Credit, we look at our customers as financial partners. That means, when you take out a loan with us, we’ll do whatever it takes to make sure your experience with us is a success. And we want you to feel as comfortable as possible to come to us with any issues you might have.

Why is it important to find a licensed lender in North Dakota?
Finding a licensed lender in North Dakota is fairly simple. You may find that using a licensed loan officer takes a bit longer, as compared to an unlicensed lender. However, in the long run, you can be assured that a licensed lender in Mississippi won’t pass along illegally hidden fees and charges. Using a North Dakota licensed loan officer will save you headaches, frustrations, and—potentially–money.

A licensed loan officer in North Dakota will also ensure that you borrow within the laws of the state of North Dakota. An unlicensed lender may work outside of the state laws, leaving you unsure about whether the process is being done legally or illegally. A licensed lender has expert knowledge and can make sure that the loan follows North Dakota state law, but still meets your needs.

Because each state has its own laws and regulations, it is always recommended that you work with a licensed lender in your specific state.

What about an unlicensed lender?
While you might be tempted to find an unlicensed lender, we encourage you to take the time to research your options. Working with an unlicensed lender involves substantial risk. It is important to study and read the fine print on these loans. More often than not, an unlicensed lender will tack on a higher interest rate or add on hidden fees down the line.

Because there are many licensed as well as unlicensed loan officers throughout North Dakota, it can be confusing to try and sort all the available options. Remember that a licensed lender works within the parameters determined by North Dakota state law on each loan. Although an unlicensed lender may seem appealing because they can tailor a loan to your very specific needs, this incurs greater risk. If you choose to work with an unlicensed loan officer, there may be some fees and charges that you might not otherwise have with a licensed lender.

Taking the time to find a reliable lender that understands your needs and your situation is important. Life is full of uncertainties, whether it be a growing family, home remodel, or emergency repairs (to name a few). Don’t let your financial burden become a life burden as well. At Leap Credit, we will work hard to make sure your loan is handled efficiently, so you can continue to move forward. Don’t get bogged down with hidden fees and surcharges. Our licensed lenders will keep you informed and in control of your finances. We are here for you!

Leap Credit offers Short-Term Installment Loans in the following North Dakota Cities and Townships (not an all-inclusive list – we offer loans to all residents of North Dakota):
Bismarck | Dickinson | Fargo | Grand Forks | Jamestown | Mandan | Minot | Watford City | West Fargo | Williston
Leap Credit also offers Short-Term Installment Loans in the following North Dakota Counties:
Adams County | Barnes County | Benson County | Billings County | Bottineau County | Bowman County | Burke County | Burleigh County | Cass County | Cavalier County | Dickey County | Divide County | Dunn County | Eddy County | Emmons County | Foster County | Golden Valley County | Grand Forks County | Grant County | Griggs County | Hettinger County | Kidder County | LaMoure County | Logan County | McHenry County | McIntosh County | McKenzie County | McLean County | Mercer County | Morton County | Mountrail County | Nelson County | Oliver County | Pembina County | Pierce County | Ramsey County | Ransom County | Renville County | Richland County | Rolette County | Sargent County | Sheridan County | Sioux County | Slope County | Stark County | Steele County | Stutsman County | Towner County | Traill County | Walsh County | Ward County | Wells County | Williams County

Customer Notice: Short-term installment loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
National Foundation for Credit Counseling: www.nfcc.org
Consumer Credit Counseling Services: www.cccsintl.org
Credit Counseling Services: www.consolidatedcredit.org
Below is the contact information for North Dakota’s Department of Financial Institutions:
2000 Schafer Street, Suite G | Bismarck, ND 58501-1204 | 701.328.9933
https://www.nd.gov/dfi/

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