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Start your online application for an instant cash loan with Leap Credit now. It's quick and easy!

Frequently Asked Questions

Application and Decision FAQ’s

How do I qualify for a Leap Credit loan?

To qualify for a Leap Credit installment loan online, you will need to:
  • Provide a verifiable source of direct deposit income into your checking account.
  • Have an open checking account that meets our "bank account minimum opened duration" requirements.
  • Be at least 18 years old and a United States citizen.
  • Your take-home pay has to meet our minimum income requirements.
  • You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.
  • You must not be an active service member or a dependent of an active service member.

How much income is required to apply for an installment loan?

To apply for a short term Leap Credit loan, you will need a minimum monthly income of $1,800.

Why do you need my Social Security Number?

To verify your identity, we need personal information such as your SSN. See our Privacy and Security policy for more details.

What will happen after I complete my loan application?

Your application will be reviewed by our underwriting rules for approval or denial.

What other ways can I get my loan documents?

We can email or fax your loan documents to you – just give us a call and let us know your preference.

How long will it take to get my decision?

You may get your decision in just a few minutes. In rare cases, processing may take up to 2 business day.

How soon after applying will I get my money?

Once your loan application has been processed, you will receive your funds within 2 business days.

How will I receive my funds?

Funds will be directly deposited into the bank account you have on file with Leap Credit.

How can I cancel my loan after submitting my application?

You can cancel your loan by calling us at 888-532-7842. Our Customer Service team will assist you with the cancellation process.

If I cancel my installment loan, is there a cancellation fee?

If you cancel your loan before the funds have been sent to your bank account (normally within 12 hours of being approved), there will be no cancellation fee. If you cancel your loan after the funds have been sent (after 12 hours), a $30 cancellation fee will be applied to the loan. If you cancel your loan after three days of receiving the funds, the cancellation will count as a payoff for the loan and you will be charged interest for the 3 days.

Get a Quick & Easy Cash Loan Today

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Contact Us

For any further questions or concerns regarding your application, decision, or funds, please fill out the form below and a member of our customer service team will reach out to you shortly. 

You can also call our customer support line at (888) 532-7842  between the hours of 9 a.m.- 6 p.m. EST or email us at support@leapcredit.com.

About Us

Leap Credit offers an easy way for customers to get instant cash loans for their financial needs. We aim to give our customers a transparent and safe way to quickly apply and get approved for loans.

Contact Us

  • (888) 532-7842
  • support@leapcredit.com
  • 9 a.m. EST - 6 p.m. EST

By using Leap Credit’s website, you certify that you are a legal resident of the state of Utah, Missouri, South Carolina, or Wisconsin and are above the age of 18. Filing an application with Leap Credit does not guarantee approval for a loan or a specific loan amount. The application process will require a valid email address, SSN, home address, and employment information. We may reach out to applicants seeking further information that will allow us to better assess their credit worthiness. The loan amounts, terms, and fees will vary between borrowers based on our verification process regarding income, financial history, and credit history. Non-payment or late payments can result in additional penalties. All of these factors are tightly governed by state laws. Before signing the loan agreements, we strongly advise you to fully read, review, and understand our policies, terms, and conditions. Leap Credit applications and policies are subject to change and additional conditions.


*Decisioning may take anywhere between 1-3 business days.
**Funds may take up to 2 business days to reflect in your bank account. 

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