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Start your online application for an instant cash loan with Leap Credit now. It’s quick and easy!

Frequently Asked Questions

Pre-Application FAQ’s


What is an installment loan?

An installment loan is a convenient way to borrow money and pay it back over several payments. Your payment amount will be an equal amount with the potential exception of the first and last payments.

How much can I borrow?

Leap Credit will allow qualified applicants to receive short term loans ranging between $400 – $1100. The actual loan amount and interest fees will vary based on the applicant’s private information pertaining to income, credit, and state laws.

Can I apply for multiple loans?

At this time, Leap Credit does not allow one household to have more than one installment loan with us.

What do I need to begin my application?

To apply for a short term loan with Leap Credit, you must be a legal resident of the state of UtahMissouriSouth Carolina (Download SC Consumer Pamphlet), Mississippi, Wisconsin, Illinois or Texas.

To begin your application, you will need your Social Security Number (SSN), permanent address, driver’s license, employment information and banking information.

Are Leap Credit loans secure and confidential?

Absolutely! All of the Leap Credit online installment loans that we make are transacted on our secure servers and utilize industry standard security protocols. Your non-public information is completely confidential and protected by our Privacy Policy. 

What kind of bank account is required to apply for a loan?

To apply for Leap Credit installment loans online, you will need to have a checking account that accepts ACH transfers. Unfortunately, prepaid debit cards and savings accounts cannot be used.

What is Leap Credit Privacy Policy?

You can view Leap Credit’s Privacy Policy here.

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Contact Us

For any further questions or concerns regarding your application, decision, or funds, please fill out the form below and a member of our customer service team will reach out to you shortly. 

You can also call our customer support line at (888) 532-7842  between the hours of 9 a.m.- 6 p.m. EST or email us at

About Us

Leap Credit offers an easy way for customers to get instant cash loans for their financial needs. We aim to give our customers a transparent and safe way to quickly apply and get approved for loans.

Contact Us

By using Leap Credit’s website, you certify that you are a legal resident of the state of Utah, Missouri, South Carolina (Download SC Consumer Pamphlet), Mississippi, Wisconsin, Illinois or Texas and are above the age of 18. Filing an application with Leap Credit does not guarantee approval for a loan or a specific loan amount. The application process will require a valid email address, SSN, home address, and employment information. We may reach out to applicants seeking further information that will allow us to better assess their credit worthiness. The loan amounts, terms, and fees will vary between borrowers based on our verification process regarding income, financial history, and credit history. Non-payment or late payments can result in additional penalties. All of these factors are tightly governed by state laws. Before signing the loan agreements, we strongly advise you to fully read, review, and understand our policies, terms, and conditions. Leap Credit applications and policies are subject to change and additional conditions.

*Decisioning may take anywhere between 1-3 business days.
**Funds may take up to 2 business days to reflect in your bank account. 

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