What is an installment loan?

An installment loan allows you to borrow money, then pay the loan back in several payments of equal amounts. The exception to this rule may be the first and last payments, which could be slightly more or slightly less.


How much can I borrow?

Leap Credit provides a wide range of credit products for customers’ daily financial needs. We offer a transparent and secure way to quickly apply and get a decision for a much-needed, short-term loan through our online application portal.


Can I apply for multiple loans?

At this time, Leap Credit does not allow one household to have more than one installment loan with us.


What do I need to begin my application?

To apply for a short term loan with Leap Credit, you must be a legal resident of one of the following states: Alabama, Idaho, Missouri, South Carolina, Texas, Utah or Wisconsin

To begin your application, you will need your Social Security Number (SSN), permanent address, driver’s license, employment information, and banking information.


How do I sign my loan agreement?

Signing your loan agreement is easy! You simply need to log in to your Leap Credit account, review the agreement, and then provide your first and last names and the last four of your SSN.

Need help? Watch our How to Sign video for a quick preview.

Are Leap Credit loans secure and confidential?

Absolutely! All Leap Credit online installment loans transact on our secure servers and utilize industry standard security protocols. Your non-public information is completely confidential and protected by our Privacy Policy.


What kind of bank account is required to apply for a loan?

To apply for Leap Credit installment loans online, you will need to have a checking account that accepts ACH transfers. Unfortunately, prepaid debit cards and savings accounts cannot be used.


What is Leap Credit Privacy Policy?

You can view Leap Credit’s Privacy Policy here.

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