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Start your online application for an instant cash loan with Leap Credit now. It’s quick and easy!

Frequently Asked Questions

Repayment FAQ’s

What is my payment schedule/timeline?

Your payment schedule is located on the loan documents and should be reviewed before signing. Payments are due each paycheck period and the amounts as well as the timeline will be clearly outlined when you log in to your account. Each borrower will have different timelines.

Leap Credit system is designed to be highly transparent and will give you an overview of how many payments you have made and your remaining balance.

How and where can I make payments?

If you have For ACH opt-In or Remotely Created Check (RCC), payments are made automatically each pay period. You may also log in to your account to view payments. You will also receive notifications indicating your next payment due date.

What types of payments can I make in an installment loan?

To help make repaying your installment loan as simple as possible, during the loan application process we requested that you select one of the following automated methods to repay your loan, through which we will initiate repayment from your bank account on each payment date for the amount of your installment.

Automated Clearing House (ACH): We electronically debit your bank account for the amount you owe on your due dates from the bank account information you provide.

Remotely Created Check (RCC): We create an electronic check that you’ve pre-signed payable to Leap Credit on your due dates from the bank account information you provide.

If you are not currently opted-in to automatic payments and would like to enroll, please email or call (888) 532-7842 and request to be opted-in, stating the specific method you prefer (ACH or RCC).

Can I pay off the loan before the payment schedule ends?

You can pay off your Leap Credit loan at any time without any prepayment fees.

What happens if I miss a payment?

If you miss a loan payment, you will incur a late payment fee.

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Contact Us

For any further questions or concerns regarding your application, decision, or funds, please fill out the form below and a member of our customer service team will reach out to you shortly. 

You can also call our customer support line at (888) 532-7842  between the hours of 9 a.m.- 6 p.m. EST or email us at

About Us

Leap Credit offers an easy way for customers to get instant cash loans for their financial needs. We aim to give our customers a transparent and safe way to quickly apply and get approved for loans.

Contact Us

By using Leap Credit’s website, you certify that you are a legal resident of the state of Utah, Missouri, South Carolina (Download SC Consumer Pamphlet), Mississippi, Wisconsin, Illinois or Texas and are above the age of 18. Filing an application with Leap Credit does not guarantee approval for a loan or a specific loan amount. The application process will require a valid email address, SSN, home address, and employment information. We may reach out to applicants seeking further information that will allow us to better assess their credit worthiness. The loan amounts, terms, and fees will vary between borrowers based on our verification process regarding income, financial history, and credit history. Non-payment or late payments can result in additional penalties. All of these factors are tightly governed by state laws. Before signing the loan agreements, we strongly advise you to fully read, review, and understand our policies, terms, and conditions. Leap Credit applications and policies are subject to change and additional conditions.

*Decisioning may take anywhere between 1-3 business days.
**Funds may take up to 2 business days to reflect in your bank account. 

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