By using Leap Credit’s website, you certify that you are a legal resident of the state of Utah, Missouri, South Carolina (Download SC Consumer Pamphlet), Mississippi, Wisconsin, Illinois or Texas and are above the age of 18. Filing an application with Leap Credit does not guarantee approval for a loan or a specific loan amount. The application process will require a valid email address, SSN, home address, and employment information. We may reach out to applicants seeking further information that will allow us to better assess their credit worthiness. The loan amounts, terms, and fees will vary between borrowers based on our verification process regarding income, financial history, and credit history. Non-payment or late payments can result in additional penalties. All of these factors are tightly governed by state laws. Before signing the loan agreements, we strongly advise you to fully read, review, and understand our policies, terms, and conditions. Leap Credit applications and policies are subject to change and additional conditions.

*Decisioning may take anywhere between 1-3 business days.
**Funds may take up to 2 business days to reflect in your bank account.