Idaho Installment Loans


$400 – $3,500


8 months




293% – 695%


If a payment is more than 10 days late, you will be charged an amount not to exceed 5% of the unpaid amount of the installment payment due or $15, whichever is greater.

State License for Leap Credit as a Direct Lender in Idaho

Leap Credit is a state-licensed direct lender for short-term installment loans in Idaho. Leap Credit follows all applicable laws in Idaho. Our Idaho license number: RRL-10368.

Wisconsin is known as “America’s Dairyland” because it is one of the nation’s leading dairy producers, particularly famous for its cheese. Manufacturing (especially paper products), information technology (IT), cranberries, ginseng, and tourism are also major contributors to the state’s economy.

Making a living in Wisconsin can be a struggle. In fact, 11.8 percent of Wisconsin’s population lives below the poverty line[1]. Although at $56,811, Wisconsin’s annual median income is on par with the median annual income in the United States[2], people in Wisconsin still sometimes find themselves facing a financial shortfall.

In Wisconsin, 25.8% of households are considered Asset Limited Income Constrained Employed (ALICE)[3]. These hardworking families live paycheck to paycheck. One unexpected expense could push them toward poverty. Even people who have a job in Wisconsin that pays more than minimum wage often find themselves living paycheck to paycheck. When the unexpected occurs, you may not require thousands of dollars to make things right–but you may need a little financial influx to restore your financial security and get you back on your feet.

Some of the reasons people bridge their financial gap with Leap Credit include:

  • Medical emergencies
  • Home repairs
  • Car repair
  • Unexpected life events

When you’re facing a financial shortfall, borrowing money shouldn’t involve unnecessary hurdles. At Leap Credit, we pride ourselves on our process: straightforward, simple, and fast.

We provide Wisconsin online installment loans. There’s no compounding interest. You tell us exactly what you need to borrow (between $400-$1,100). We’ll make sure you understand the terms of the loan upfront.




Your Wisconsin installment loan payments will be due at regular intervals–usually for the same amount per month. If, at any point, the repayment plan causes financial strain, contact us immediately. We can help. We base our business model on the knowledge that you want to repay the loan. We’re in this together—partners in your financial security.

At Leap Credit, we understand that when the unexpected occurs, getting money and getting it fast is important. That’s why we make the loan process as simple as possible! You can apply directly online or call us at (888) 532-7842 to speak with a representative. We will guide you through the quick application process, and let you know whether you are approved.

Once you are approved, we will transfer the funds directly into your bank account within two business days. Because everyone’s needs are different, and each situation requires individual attention, your payment terms and conditions will vary. Our dedicated lenders are here to ensure that your loan terms fit your situation.

We allow you to create a payment plan that fits with your income schedule and financial needs. We encourage you to pay your loan off early to avoid interest accrual.

Why is it important to find a licensed lender in Wisconsin?

Finding a licensed lender in Wisconsin is fairly simple. You may find that using a licensed loan officer takes a bit longer, as compared to an unlicensed lender. However, in the long run, you can be assured that a licensed lender in Wisconsin won’t pass along illegally hidden fees and charges. Using a Wisconsin licensed loan officer will save you headaches, frustrations, and—potentially–money.

A licensed loan officer in Wisconsin will also ensure that you borrow within the laws of the state of Wisconsin. An unlicensed lender may work outside of the state laws, leaving you unsure about whether the process is being done legally or illegally. A licensed lender has expert knowledge and can make sure that the loan follows Wisconsin state law, but still meets your needs.

Because each state has its own laws and regulations, it is always recommended that you work with a licensed lender in your specific state.

Leap Credit is a licensed direct lender in Wisconsin. Here’s what that means for you – the borrower:

Choosing the right lender in the state of Wisconsin ensures that all loan terms are compliant with the law. Let Leap Credit handle your loan while you worry about YOU!

What about an unlicensed lender?

While you might be tempted to find an unlicensed lender, we encourage you to take the time to research your options. Working with an unlicensed lender involves substantial risk. It is important to study and read the fine print on these loans. More often than not, an unlicensed lender will tack on a higher interest rate or add on hidden fees down the line.

Because there are many licensed as well as unlicensed loan officers throughout Wisconsin, it can be confusing to try and sort all the available options. Remember that a licensed lender works within the parameters determined by Wisconsin state law on each loan. Although an unlicensed lender may seem appealing because they can tailor a loan to your very specific needs, this incurs greater risk. If you choose to work with an unlicensed loan officer, there may be some fees and charges that you might not otherwise have with a licensed lender.

Taking the time to find a reliable lender that understands your needs and your situation is important. Life is full of uncertainties, whether it be a growing family, home remodel, or emergency repairs (to name a few). Don’t let your financial burden become a life burden as well. At Leap Credit, we will work hard to make sure your loan is handled efficiently, so you can continue to move forward. Don’t get bogged down with hidden fees and surcharges. Our licensed lenders will keep you informed and in control of your finances. We are here for you!


Tips for short-term installment loan borrowers in Wisconsin

  • Pay down principal. When discussing your repayment terms with us, ask how you can make payments on your principal loan amount in addition to paying interest. The easiest way to pay off your loan quicker is to add a small amount to your minimum payment. Simply adding to your minimum payment (within your means, of course) will help you to pay off your loan quicker and get you back on track before you know it.
  • Portion your paycheck. Depending on your income, you can set up your installment loan payments accordingly. Work out your payments so that you only need to spend a small amount of your paycheck on your loan payments. Account for any other financial obligations you have, and budget it out. Allow yourself flexibility to afford day-to-day activities and needs.
  • Length of the loan matters. Depending on the need and the loan terms, always take into consideration the length of the loan. If the need arises, consider taking longer to pay back the loan. As you go through our application process, know what you can afford and how quickly you’ll be able to make payments.

Every loan is different, just like every need is different. Finding the right installment loan to fit your needs and your budget is important. Leap Credit Wisconsin Installment loans are designed to be flexible enough for you to pay the loan back quickly, without any hassle. You’ll have convenient options, like autopay, and you have ability to pay off the loan early without any pre-payment penalty charges. Life is full of surprises, but your financers shouldn’t be. Let Leap Credit make your life a little bit easier.


Frequently Asked Questions: Wisconsin Online Installment Loans

  1. What is considered an installment loan in Wisconsin?
    • An installment loan is a convenient way to borrow money and pay it back over several payments. Your payment amount will be an equal amount with the potential exception of the first and last payments.
  2. What do I need to begin my application?
    • You must be a legal resident of Wisconsin.
    • To begin your application, you will need your Social Security Number (SSN), permanent address, driver’s license, employment information, and banking information.
  3. How much income is required to apply for an installment loan?
    • To apply for a short-term Leap Credit loan, you will need a minimum monthly income of $1,800.
  4. Is this a payday loan?
    • No, this is not a payday loan. A payday loan is a short-term loan where you are typically required to pay back the loan in full on your next payday. Leap Credit offers short-term installment loans and no lump-sum payment is required. With an installment loan, you pay back the loan in installments over time until it is paid off.
  5. Can I pay off the loan before the payment schedule ends?
    • You can pay off your Leap Credit loan at any time without any prepayment fees.
  6. Terms and Conditions for Wisconsin:
    • Please review the full terms and conditions and privacy policy for more information. Annual percentage rates (APRs) may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Have more questions? Please refer to our general FAQ page or contact our Customer Service team at 1-888-532-7842.

Leap Credit offers Short-Term Installment Loans in the following Wisconsin Counties:

Adams County | Ashland County | Barron County | Bayfield County | Brown County | Buffalo County | Burnett County | Calumet County | Chippewa County | Clark County | Columbia County | Crawford County | Dane County | Dodge County | Door County | Douglas County | Dunn County | Eau Claire County | Florence County | Fond Du Lac County | Forest County | Grant County | Green County | Green Lake County | Iowa County | Iron County | Jackson County | Jefferson County | Juneau County | Kenosha County | Kewaunee County | La Crosse County | Lafayette County | Langlade County | Lincoln County | Manitowoc County | Marathon County | Marinette County | Marquette County | Menominee County | Milwaukee County | Monroe County | Oconto County | Oneida County | Outagamie County | Ozaukee County | Pepin County | Pierce County | Polk County | Portage County | Price County | Racine County | Richland County | Rock County | Rusk County | St. Croix County | Sauk County | Sawyer County | Shawano County | Sheboygan County | Taylor County | Trempealeau County | Vernon County | Vilas County | Walworth County | Washburn County | Washington County | Waukesha County | Waupaca County | Waushara County | Winnebago County | Wood County

Customer Notice: Short-term installment loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

National Foundation for Credit Counseling:

Consumer Credit Counseling Services:

Credit Counseling Services:

Below is the contact information for the Wisconsin Department of Financial Institutions:

Wisconsin Department of Financial Institutions
4822 Madison Yards Way, North Tower
Madison, WI 53705

Consumer Affairs Bureau
Jean Plale
PO Box 8041
Madison, WI  53708-8041
(608) 264-7969
Fax: (608) 264-7968

Licensed Financial Services Bureau
Jean Plale
PO Box 7876
Madison, WI  53707-7876
(608) 261-7578

Ready to get started?