Need Money Quickly

Receive a personal loan immediately online in Texas.

Welcome to Leap Credit

Leap Credit wants to help you meet your daily financial needs. We don’t believe you should have to wait for a loan you need right now. Our application process is transparent, secure, and fast. Apply through our online portal. Get approved. Receive your short-term loan. Feel financial relief.


As of August 2018, Leap Credit became a Credit Access Business (CAB) in the State of Texas. 

In Texas, Leap Credit serves as a Credit Access Business (CAB). What does that mean? Leap Credit does not issue loans in Texas. Instead, we help you connect with a third-party lender that issues the loan. Then, Leap Credit services the loan you receive from the lender. Once the loan is issued, you deal directly with Leap Credit for all questions and concerns regarding your Texas CAB installment loan. Click to view our Texas license.

Apply Anywhere

Our quick application process and secure online portal mean you can apply anywhere you have a wifi signal.

Fast & Secure

Your privacy and security are important—to you and to us. Our online portal uses top-of-the-line security measures to protect your information.

Directly Deposited

Once you agree to the terms of service, we get your funds moving! Funds may be deposited directly into your bank account within one business day.

3 Easy Steps

  1. Apply online

Applying for a Leap Credit installment loan is quick and easy. Apply from anywhere you have a wifi connection.

  1. Get approved

Qualifying requires certain criteria including:

  • A verifiable source of income directly deposited into your checking account,
  • An open checking account that meets our “bank account minimum opened duration” requirement,
  • Citizenship in the United States (and being at least 18 years old)

You’ll likely get a decision in just a few minutes. (In rare cases, processing may take up to 2 business days.)

  1. Receive your funds

Money moves fast around here. Once your application has been processed, funds will be deposited into the bank account you have on file with Leap Credit within 2 business days.

3 Easy Steps

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10 Reasons to Partner
with Leap Credit:

1Simple interest. No compounding interest.

2Competitive interest rates.

3Quick. Get approval in 6 seconds.

4Easy. Apply once. No need to reapply repeatedly.

5Confidential. We don’t sell or share your information.

6No bait & switch.

7Transparent process and terms.

8Fair and respectful interactions.

9Always at the ready. Use our app to apply with your smartphone.

10Financial security. Let us bridge the gap for you.

Ready to get started?